People have bank accounts and debit cards. Few people know that banks offer them free insurance cover. These include SBI, HDFC, Kotak Mahindra Bank.



Policy number not available Since this is a group policy, the policy number is not available to the account holder. So every account holder should go to the bank branch to know the insurance available on his card and the conditions related to it. However, there are some conditions. 

For example, in the case of SBI, debit card transactions must be made in the last 90 days at ATMs, POS or e-commerce websites. In case of HDFC Bank, POS or online purchase transaction must be done within last 30 days.